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Base rate as of Magh 2073 :

S.N. Particulars Percentage
a Cost of fund 5.50%
b Cost of CRR 0.35%
c Cost of SLR 0.15%
d Operating Cost 1.79%
e Return on Assets 0.75%
Base Rate (a + b + c + d + e) 8.55%

Interest Rate Spread: 4.05%